1st Financial Foundations, 11 Furzton Lake, Shirwell Crescent, Milton Keynes MK4 1GA
For all your mortgage and financial needs call us today on 01908 523 420 / 07810 890 286
 
 




Buying a house is one of the most important purchases you will make. At 1st Financial Foundations we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I don't have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 90% of the value or purchase price, whichever is the lower. This means that you will be required to put 10% deposit down and the more deposit you can produce the better deal lenders will offer.

Don't worry if you can't produce this size of deposit, 1st Financial Foundations can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. 1st Financial Foundations can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with 1st Financial Foundations.


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A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


1st Financial Foundations is a trading name of 1st Financial Services (London) Limited which is authorised and regulated by the Financial Conduct Authority (FCA No: 454529)